Call reports 2009
LIVERPOOL COMMUNITY BANK — 2009
What LIVERPOOL COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 42,160,000 | 42,942,000 | 43,361,000 | 45,054,000 |
| Total loans | 31,962,000 | 31,325,000 | 32,596,000 | 32,382,000 |
| Allowance for loan losses | 421,000 | 427,000 | 434,000 | 439,000 |
| Securities available for sale | 4,114,000 | 4,838,000 | 4,120,000 | 5,867,000 |
| Securities held to maturity | 2,014,000 | 2,378,000 | 3,193,000 | 2,816,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,138,000 | 36,836,000 | 37,138,000 | 38,765,000 |
| Interest-bearing deposits | 31,654,000 | 32,750,000 | 32,912,000 | 33,773,000 |
| Noninterest-bearing deposits | 4,484,000 | 4,086,000 | 4,226,000 | 4,992,000 |
| Equity capital | 5,657,000 | 5,743,000 | 5,828,000 | 5,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 601,000 | 1,227,000 | 1,830,000 | 2,431,000 |
| Interest expense | 201,000 | 403,000 | 596,000 | 776,000 |
| Net interest income | 400,000 | 824,000 | 1,234,000 | 1,655,000 |
| Noninterest income | 50,000 | 101,000 | 153,000 | 206,000 |
| Noninterest expense | 255,000 | 538,000 | 798,000 | 1,021,000 |
| Provision for loan losses | 7,000 | 13,000 | 20,000 | 27,000 |
| Pretax income | 188,000 | 374,000 | 569,000 | 813,000 |
| Income tax | 65,000 | 129,000 | 196,000 | 258,000 |
| Net income | 123,000 | 245,000 | 373,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,624,000 | 5,715,000 | 5,808,000 | 5,959,000 |
| Total capital | 5,917,000 | 6,003,000 | 6,111,000 | 6,266,000 |
| Risk-weighted assets | 23,292,000 | 23,124,000 | 24,041,000 | 24,501,000 |