Call reports 2008
LIVERPOOL COMMUNITY BANK — 2008
What LIVERPOOL COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 40,853,000 | 40,154,000 | 39,781,000 | 39,750,000 |
| Total loans | 29,927,000 | 29,894,000 | 30,010,000 | 30,954,000 |
| Allowance for loan losses | 393,000 | 400,000 | 406,000 | 414,000 |
| Securities available for sale | 4,250,000 | 4,299,000 | 4,532,000 | 3,548,000 |
| Securities held to maturity | 895,000 | 2,732,000 | 2,086,000 | 2,015,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,323,000 | 34,582,000 | 34,035,000 | 33,886,000 |
| Interest-bearing deposits | 30,479,000 | 30,656,000 | 30,212,000 | 29,824,000 |
| Noninterest-bearing deposits | 4,844,000 | 3,926,000 | 3,823,000 | 4,062,000 |
| Equity capital | 5,154,000 | 5,250,000 | 5,402,000 | 5,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,256,000 | 1,876,000 | 2,488,000 |
| Interest expense | 244,000 | 475,000 | 693,000 | 902,000 |
| Net interest income | 386,000 | 781,000 | 1,183,000 | 1,586,000 |
| Noninterest income | 49,000 | 105,000 | 165,000 | 219,000 |
| Noninterest expense | 263,000 | 520,000 | 753,000 | 1,004,000 |
| Provision for loan losses | 7,000 | 14,000 | 21,000 | 27,000 |
| Pretax income | 165,000 | 352,000 | 574,000 | 774,000 |
| Income tax | 57,000 | 113,000 | 187,000 | 247,000 |
| Net income | 108,000 | 239,000 | 387,000 | 527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,103,000 | 5,234,000 | 5,382,000 | 5,501,000 |
| Total capital | 5,390,000 | 5,507,000 | 5,656,000 | 5,792,000 |
| Risk-weighted assets | 22,097,000 | 21,918,000 | 21,930,000 | 22,429,000 |