Call reports 2004
LIVERPOOL COMMUNITY BANK — 2004
What LIVERPOOL COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 30,819,000 | 32,512,000 | 32,041,000 | 32,753,000 |
| Total loans | 25,092,000 | 26,374,000 | 27,232,000 | 27,442,000 |
| Allowance for loan losses | 310,000 | 316,000 | 322,000 | 329,000 |
| Securities available for sale | 1,416,000 | 1,689,000 | 1,788,000 | 1,287,000 |
| Securities held to maturity | 1,485,000 | 1,399,000 | 1,398,000 | 1,332,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,870,000 | 28,536,000 | 28,048,000 | 28,621,000 |
| Interest-bearing deposits | 23,828,000 | 24,954,000 | 24,932,000 | 25,572,000 |
| Noninterest-bearing deposits | 3,042,000 | 3,582,000 | 3,116,000 | 3,049,000 |
| Equity capital | 3,619,000 | 3,699,000 | 3,729,000 | 3,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 977,000 | 1,490,000 | 1,989,000 |
| Interest expense | 135,000 | 269,000 | 404,000 | 544,000 |
| Net interest income | 343,000 | 708,000 | 1,086,000 | 1,445,000 |
| Noninterest income | 41,000 | 82,000 | 125,000 | 173,000 |
| Noninterest expense | 201,000 | 406,000 | 626,000 | 831,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 29,000 |
| Pretax income | 177,000 | 372,000 | 567,000 | 758,000 |
| Income tax | 59,000 | 129,000 | 129,000 | 128,000 |
| Net income | 118,000 | 243,000 | 438,000 | 630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,614,000 | 3,717,000 | 3,741,000 | 3,812,000 |
| Total capital | 3,854,000 | 3,963,000 | 3,990,000 | 4,064,000 |
| Risk-weighted assets | 19,135,000 | 19,633,000 | 19,830,000 | 20,062,000 |