Call reports 2002
LIVERPOOL COMMUNITY BANK — 2002
What LIVERPOOL COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,200,000 | 27,033,000 | 28,024,000 | 28,069,000 |
| Total loans | 18,250,000 | 18,988,000 | 19,465,000 | 20,089,000 |
| Allowance for loan losses | 262,000 | 267,000 | 272,000 | 277,000 |
| Securities available for sale | 2,672,000 | 3,284,000 | 2,664,000 | 2,957,000 |
| Securities held to maturity | 3,489,000 | 2,862,000 | 3,046,000 | 3,342,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,943,000 | 23,742,000 | 24,633,000 | 24,624,000 |
| Interest-bearing deposits | 21,352,000 | 21,099,000 | 21,753,000 | 21,720,000 |
| Noninterest-bearing deposits | 2,591,000 | 2,643,000 | 2,880,000 | 2,904,000 |
| Equity capital | 2,962,000 | 3,039,000 | 3,095,000 | 3,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 480,000 | 963,000 | 1,447,000 | 1,931,000 |
| Interest expense | 192,000 | 376,000 | 560,000 | 731,000 |
| Net interest income | 288,000 | 587,000 | 887,000 | 1,200,000 |
| Noninterest income | 31,000 | 60,000 | 93,000 | 124,000 |
| Noninterest expense | 183,000 | 370,000 | 563,000 | 749,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 131,000 | 267,000 | 402,000 | 555,000 |
| Income tax | 47,000 | 93,000 | 140,000 | 182,000 |
| Net income | 84,000 | 174,000 | 262,000 | 373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,932,000 | 3,002,000 | 3,070,000 | 3,145,000 |
| Total capital | 3,140,000 | 3,209,000 | 3,289,000 | 3,370,000 |
| Risk-weighted assets | 16,602,000 | 16,480,000 | 17,435,000 | 17,914,000 |