Call reports 2001
LIVERPOOL COMMUNITY BANK — 2001
What LIVERPOOL COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,260,000 | 24,870,000 | 26,160,000 | 26,207,000 |
| Total loans | 16,366,000 | 16,206,000 | 17,668,000 | 17,747,000 |
| Allowance for loan losses | 253,000 | 247,000 | 252,000 | 257,000 |
| Securities available for sale | 2,452,000 | 2,674,000 | 3,019,000 | 3,304,000 |
| Securities held to maturity | 3,586,000 | 3,898,000 | 3,672,000 | 3,490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,294,000 | 21,868,000 | 23,005,000 | 23,027,000 |
| Interest-bearing deposits | 19,003,000 | 19,409,000 | 20,497,000 | 20,498,000 |
| Noninterest-bearing deposits | 2,291,000 | 2,459,000 | 2,508,000 | 2,529,000 |
| Equity capital | 2,716,000 | 2,770,000 | 2,845,000 | 2,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 472,000 | 953,000 | 1,447,000 | 1,957,000 |
| Interest expense | 217,000 | 436,000 | 663,000 | 874,000 |
| Net interest income | 255,000 | 517,000 | 784,000 | 1,083,000 |
| Noninterest income | 35,000 | 69,000 | 97,000 | 130,000 |
| Noninterest expense | 178,000 | 359,000 | 545,000 | 730,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 107,000 | 217,000 | 321,000 | 463,000 |
| Income tax | 42,000 | 75,000 | 114,000 | 152,000 |
| Net income | 65,000 | 142,000 | 207,000 | 311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,680,000 | 2,738,000 | 2,784,000 | 2,868,000 |
| Total capital | 2,855,000 | 2,919,000 | 2,980,000 | 3,070,000 |
| Risk-weighted assets | 13,892,000 | 14,470,000 | 15,643,000 | 16,106,000 |