Call reports 2015
FIRST NATIONAL BANK OF DENNISON, OHIO, THE — 2015
What FIRST NATIONAL BANK OF DENNISON, OHIO, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 216,357,000 | 212,956,000 | 216,137,000 | 220,270,000 |
| Total loans | 125,210,000 | 129,293,000 | 131,062,000 | 131,778,000 |
| Allowance for loan losses | 1,978,000 | 2,002,000 | 1,991,000 | 1,981,000 |
| Securities available for sale | 66,246,000 | 67,943,000 | 64,453,000 | 67,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,832,000 | 191,367,000 | 193,866,000 | 197,924,000 |
| Interest-bearing deposits | 158,781,000 | 157,867,000 | 158,857,000 | 162,497,000 |
| Noninterest-bearing deposits | 36,051,000 | 33,500,000 | 35,009,000 | 35,427,000 |
| Equity capital | 19,284,000 | 19,194,000 | 19,534,000 | 19,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,732,000 | 3,489,000 | 5,309,000 | 7,153,000 |
| Interest expense | 108,000 | 212,000 | 301,000 | 392,000 |
| Net interest income | 1,624,000 | 3,277,000 | 5,008,000 | 6,761,000 |
| Noninterest income | 281,000 | 580,000 | 883,000 | 1,187,000 |
| Noninterest expense | 1,452,000 | 2,916,000 | 4,425,000 | 5,939,000 |
| Provision for loan losses | 30,000 | 50,000 | 70,000 | 90,000 |
| Pretax income | 423,000 | 891,000 | 1,396,000 | 1,919,000 |
| Income tax | 121,000 | 262,000 | 413,000 | 572,000 |
| Net income | 302,000 | 629,000 | 983,000 | 1,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,907,000 | 19,897,000 | 20,237,000 | 20,191,000 |
| Total capital | 21,599,000 | 21,609,000 | 21,929,000 | 21,892,000 |
| Risk-weighted assets | 135,070,000 | 136,691,000 | 135,051,000 | 135,762,000 |