Call reports 2014
FIRST NATIONAL BANK OF DENNISON, OHIO, THE — 2014
What FIRST NATIONAL BANK OF DENNISON, OHIO, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 212,444,000 | 214,162,000 | 213,624,000 | 212,815,000 |
| Total loans | 121,515,000 | 123,946,000 | 124,358,000 | 124,967,000 |
| Allowance for loan losses | 1,965,000 | 1,954,000 | 1,958,000 | 1,952,000 |
| Securities available for sale | 70,642,000 | 71,975,000 | 71,374,000 | 69,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,222,000 | 193,293,000 | 192,458,000 | 191,637,000 |
| Interest-bearing deposits | 159,473,000 | 160,523,000 | 157,310,000 | 155,703,000 |
| Noninterest-bearing deposits | 31,749,000 | 32,770,000 | 35,148,000 | 35,934,000 |
| Equity capital | 18,753,000 | 19,156,000 | 19,457,000 | 19,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,661,000 | 3,356,000 | 5,102,000 | 6,872,000 |
| Interest expense | 125,000 | 250,000 | 372,000 | 495,000 |
| Net interest income | 1,536,000 | 3,106,000 | 4,730,000 | 6,377,000 |
| Noninterest income | 273,000 | 566,000 | 855,000 | 1,160,000 |
| Noninterest expense | 1,449,000 | 2,982,000 | 4,387,000 | 5,899,000 |
| Provision for loan losses | 30,000 | 45,000 | 75,000 | 100,000 |
| Pretax income | 330,000 | 645,000 | 1,123,000 | 1,538,000 |
| Income tax | 89,000 | 166,000 | 320,000 | 435,000 |
| Net income | 241,000 | 479,000 | 803,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,384,000 | 19,286,000 | 19,611,000 | 19,575,000 |
| Total capital | 21,048,000 | 20,966,000 | 21,299,000 | 21,261,000 |
| Risk-weighted assets | 132,818,000 | 134,093,000 | 134,774,000 | 134,599,000 |