Call reports 2013
FIRST NATIONAL BANK OF DENNISON, OHIO, THE — 2013
What FIRST NATIONAL BANK OF DENNISON, OHIO, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 208,064,000 | 206,116,000 | 210,270,000 | 209,074,000 |
| Total loans | 110,389,000 | 115,210,000 | 119,414,000 | 121,585,000 |
| Allowance for loan losses | 1,990,000 | 1,982,000 | 2,003,000 | 1,950,000 |
| Securities available for sale | 77,395,000 | 72,927,000 | 71,698,000 | 68,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,682,000 | 184,518,000 | 188,925,000 | 188,234,000 |
| Interest-bearing deposits | 152,568,000 | 151,680,000 | 153,755,000 | 154,711,000 |
| Noninterest-bearing deposits | 34,114,000 | 32,838,000 | 35,170,000 | 33,523,000 |
| Equity capital | 18,646,000 | 18,398,000 | 18,690,000 | 18,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,734,000 | 3,518,000 | 5,317,000 | 7,051,000 |
| Interest expense | 141,000 | 277,000 | 412,000 | 544,000 |
| Net interest income | 1,593,000 | 3,241,000 | 4,905,000 | 6,507,000 |
| Noninterest income | 273,000 | 543,000 | 845,000 | 1,131,000 |
| Noninterest expense | 1,408,000 | 2,933,000 | 4,361,000 | 5,987,000 |
| Provision for loan losses | 15,000 | 15,000 | 35,000 | 35,000 |
| Pretax income | 443,000 | 836,000 | 1,354,000 | 1,616,000 |
| Income tax | 98,000 | 194,000 | 324,000 | 391,000 |
| Net income | 345,000 | 642,000 | 1,030,000 | 1,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,025,000 | 18,984,000 | 19,351,000 | 19,143,000 |
| Total capital | 20,576,000 | 20,583,000 | 20,996,000 | 20,794,000 |
| Risk-weighted assets | 123,619,000 | 127,498,000 | 131,250,000 | 131,821,000 |