Call reports 2012
FIRST NATIONAL BANK OF DENNISON, OHIO, THE — 2012
What FIRST NATIONAL BANK OF DENNISON, OHIO, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 199,167,000 | 199,959,000 | 204,749,000 | 207,087,000 |
| Total loans | 102,855,000 | 104,272,000 | 106,734,000 | 107,705,000 |
| Allowance for loan losses | 2,027,000 | 2,023,000 | 2,015,000 | 1,946,000 |
| Securities available for sale | 76,486,000 | 78,567,000 | 76,908,000 | 78,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,981,000 | 179,193,000 | 183,527,000 | 186,120,000 |
| Interest-bearing deposits | 150,457,000 | 149,806,000 | 150,818,000 | 151,823,000 |
| Noninterest-bearing deposits | 27,524,000 | 29,387,000 | 32,709,000 | 34,297,000 |
| Equity capital | 18,148,000 | 18,113,000 | 18,606,000 | 18,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,786,000 | 3,571,000 | 5,392,000 | 7,216,000 |
| Interest expense | 212,000 | 414,000 | 596,000 | 759,000 |
| Net interest income | 1,574,000 | 3,157,000 | 4,796,000 | 6,457,000 |
| Noninterest income | 284,000 | 580,000 | 854,000 | 1,144,000 |
| Noninterest expense | 1,367,000 | 2,879,000 | 4,284,000 | 5,882,000 |
| Provision for loan losses | 40,000 | 70,000 | 90,000 | 90,000 |
| Pretax income | 451,000 | 788,000 | 1,276,000 | 1,644,000 |
| Income tax | 100,000 | 170,000 | 286,000 | 401,000 |
| Net income | 351,000 | 618,000 | 990,000 | 1,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,527,000 | 18,455,000 | 18,825,000 | 18,671,000 |
| Total capital | 19,965,000 | 19,923,000 | 20,319,000 | 20,184,000 |
| Risk-weighted assets | 114,470,000 | 116,859,000 | 119,007,000 | 120,624,000 |