Call reports 2010
FIRST NATIONAL BANK OF DENNISON, OHIO, THE — 2010
What FIRST NATIONAL BANK OF DENNISON, OHIO, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 168,649,000 | 171,144,000 | 173,820,000 | 176,964,000 |
| Total loans | 103,364,000 | 103,602,000 | 102,989,000 | 103,066,000 |
| Allowance for loan losses | 1,859,000 | 1,930,000 | 1,940,000 | 1,953,000 |
| Securities available for sale | 48,261,000 | 51,202,000 | 53,473,000 | 57,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,338,000 | 151,826,000 | 154,302,000 | 157,755,000 |
| Interest-bearing deposits | 131,743,000 | 132,344,000 | 132,701,000 | 136,805,000 |
| Noninterest-bearing deposits | 17,595,000 | 19,482,000 | 21,601,000 | 20,950,000 |
| Equity capital | 17,739,000 | 17,571,000 | 17,941,000 | 17,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,814,000 | 3,632,000 | 5,512,000 | 7,329,000 |
| Interest expense | 305,000 | 612,000 | 907,000 | 1,210,000 |
| Net interest income | 1,509,000 | 3,020,000 | 4,605,000 | 6,119,000 |
| Noninterest income | 263,000 | 512,000 | 762,000 | 1,046,000 |
| Noninterest expense | 1,392,000 | 2,732,000 | 4,190,000 | 5,640,000 |
| Provision for loan losses | 100,000 | 165,000 | 233,000 | 300,000 |
| Pretax income | 280,000 | 635,000 | 944,000 | 1,225,000 |
| Income tax | -10,000 | 45,000 | 83,000 | 119,000 |
| Net income | 290,000 | 590,000 | 861,000 | 1,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,782,000 | 17,745,000 | 18,013,000 | 17,812,000 |
| Total capital | 19,197,000 | 19,161,000 | 19,420,000 | 19,219,000 |
| Risk-weighted assets | 113,308,000 | 112,789,000 | 112,004,000 | 112,038,000 |