Call reports 2008
FIRST NATIONAL BANK OF DENNISON, OHIO, THE — 2008
What FIRST NATIONAL BANK OF DENNISON, OHIO, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 169,884,000 | 167,740,000 | 169,646,000 | 165,579,000 |
| Total loans | 102,178,000 | 103,737,000 | 104,333,000 | 105,553,000 |
| Allowance for loan losses | 1,532,000 | 1,606,000 | 1,603,000 | 1,628,000 |
| Securities available for sale | 49,596,000 | 50,075,000 | 49,375,000 | 47,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,690,000 | 149,812,000 | 151,452,000 | 142,853,000 |
| Interest-bearing deposits | 134,580,000 | 131,752,000 | 132,413,000 | 124,589,000 |
| Noninterest-bearing deposits | 17,110,000 | 18,060,000 | 19,040,000 | 18,264,000 |
| Equity capital | 17,025,000 | 16,821,000 | 17,101,000 | 17,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,631,000 | 5,153,000 | 7,617,000 | 9,945,000 |
| Interest expense | 794,000 | 1,440,000 | 2,052,000 | 2,593,000 |
| Net interest income | 1,837,000 | 3,713,000 | 5,565,000 | 7,352,000 |
| Noninterest income | 243,000 | 508,000 | 800,000 | 1,065,000 |
| Noninterest expense | 1,402,000 | 2,857,000 | 4,316,000 | 5,895,000 |
| Provision for loan losses | 90,000 | 200,000 | 310,000 | 500,000 |
| Pretax income | 588,000 | 1,169,000 | 1,735,000 | 2,031,000 |
| Income tax | 164,000 | 258,000 | 364,000 | 385,000 |
| Net income | 424,000 | 911,000 | 1,371,000 | 1,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,023,000 | 17,168,000 | 17,502,000 | 17,233,000 |
| Total capital | 18,442,000 | 18,591,000 | 18,948,000 | 18,662,000 |
| Risk-weighted assets | 113,418,000 | 114,321,000 | 116,194,000 | 114,760,000 |