Call reports 2002
FIRST NATIONAL BANK OF DENNISON, OHIO, THE — 2002
What FIRST NATIONAL BANK OF DENNISON, OHIO, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 139,951,000 | 141,147,000 | 144,378,000 | 143,288,000 |
| Total loans | 92,701,000 | 94,918,000 | 99,526,000 | 99,770,000 |
| Allowance for loan losses | 1,322,000 | 1,277,000 | 1,344,000 | 1,322,000 |
| Securities available for sale | 33,545,000 | 30,346,000 | 30,604,000 | 30,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,208,000 | 126,397,000 | 129,063,000 | 128,413,000 |
| Interest-bearing deposits | 111,981,000 | 112,531,000 | 115,216,000 | 114,655,000 |
| Noninterest-bearing deposits | 13,227,000 | 13,866,000 | 13,847,000 | 13,758,000 |
| Equity capital | 14,089,000 | 14,294,000 | 14,782,000 | 14,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,278,000 | 4,553,000 | 6,789,000 | 8,983,000 |
| Interest expense | 710,000 | 1,370,000 | 2,025,000 | 2,650,000 |
| Net interest income | 1,568,000 | 3,183,000 | 4,764,000 | 6,333,000 |
| Noninterest income | 146,000 | 286,000 | 469,000 | 642,000 |
| Noninterest expense | 975,000 | 2,030,000 | 3,111,000 | 4,362,000 |
| Provision for loan losses | 70,000 | 135,000 | 225,000 | 255,000 |
| Pretax income | 669,000 | 1,304,000 | 1,897,000 | 2,358,000 |
| Income tax | 218,000 | 368,000 | 563,000 | 684,000 |
| Net income | 451,000 | 936,000 | 1,334,000 | 1,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,932,000 | 14,027,000 | 14,425,000 | 14,090,000 |
| Total capital | 15,093,000 | 15,262,000 | 15,708,000 | 15,357,000 |
| Risk-weighted assets | 92,756,000 | 98,759,000 | 102,577,000 | 101,317,000 |