Call reports 2025
FOUR CORNERS COMMUNITY BANK — 2025
What FOUR CORNERS COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 561,062,000 | 571,248,000 | 605,350,000 | 630,238,000 |
| Total loans | 359,744,000 | 367,055,000 | 401,877,000 | 424,333,000 |
| Allowance for loan losses | 6,898,000 | 7,015,000 | 7,444,000 | 7,358,000 |
| Securities available for sale | 123,319,000 | 132,525,000 | 137,569,000 | 138,392,000 |
| Securities held to maturity | 11,166,000 | 14,994,000 | 14,901,000 | 16,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 491,035,000 | 498,215,000 | 531,318,000 | 545,630,000 |
| Interest-bearing deposits | 330,638,000 | 344,539,000 | 371,095,000 | 388,898,000 |
| Noninterest-bearing deposits | 160,397,000 | 153,676,000 | 160,223,000 | 156,732,000 |
| Equity capital | 49,097,000 | 52,328,000 | 53,871,000 | 55,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,559,000 | 15,544,000 | 24,215,000 | 33,286,000 |
| Interest expense | 2,160,000 | 4,450,000 | 7,002,000 | 9,676,000 |
| Net interest income | 5,399,000 | 11,094,000 | 17,213,000 | 23,610,000 |
| Noninterest income | 391,000 | 2,227,000 | 3,060,000 | 3,163,000 |
| Noninterest expense | 3,144,000 | 6,791,000 | 10,146,000 | 13,438,000 |
| Provision for loan losses | 543,000 | 693,000 | 1,333,000 | 1,623,000 |
| Pretax income | 1,074,000 | 4,819,000 | 6,753,000 | 9,481,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,074,000 | 4,819,000 | 6,753,000 | 9,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,538,000 | 60,207,000 | 59,145,000 | 60,324,000 |