Call reports 2023
FOUR CORNERS COMMUNITY BANK — 2023
What FOUR CORNERS COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 487,053,000 | 494,627,000 | 496,477,000 | 494,399,000 |
| Total loans | 316,186,000 | 318,574,000 | 324,213,000 | 330,599,000 |
| Allowance for loan losses | 6,980,000 | 7,142,000 | 7,122,000 | 7,031,000 |
| Securities available for sale | 99,795,000 | 98,914,000 | 104,439,000 | 108,416,000 |
| Securities held to maturity | 4,912,000 | 4,857,000 | 5,484,000 | 6,296,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,700,000 | 420,339,000 | 427,654,000 | 419,107,000 |
| Interest-bearing deposits | 236,867,000 | 241,945,000 | 247,470,000 | 258,088,000 |
| Noninterest-bearing deposits | 176,833,000 | 178,394,000 | 180,184,000 | 161,019,000 |
| Equity capital | 42,625,000 | 42,425,000 | 39,230,000 | 45,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,663,000 | 11,725,000 | 18,393,000 | 25,226,000 |
| Interest expense | 528,000 | 1,350,000 | 2,502,000 | 3,926,000 |
| Net interest income | 5,135,000 | 10,375,000 | 15,891,000 | 21,300,000 |
| Noninterest income | 695,000 | 1,162,000 | 1,927,000 | 2,459,000 |
| Noninterest expense | 2,982,000 | 5,900,000 | 8,836,000 | 12,113,000 |
| Provision for loan losses | 700,000 | 949,000 | 1,455,000 | 1,934,000 |
| Pretax income | 2,148,000 | 4,688,000 | 7,527,000 | 9,519,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,148,000 | 4,688,000 | 7,527,000 | 9,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,874,000 | 54,911,000 | 55,625,000 | 55,350,000 |