Call reports 2022
FOUR CORNERS COMMUNITY BANK — 2022
What FOUR CORNERS COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 487,746,000 | 482,893,000 | 483,404,000 | 477,336,000 |
| Total loans | 289,559,000 | 304,317,000 | 294,610,000 | 293,948,000 |
| Allowance for loan losses | 6,551,000 | 6,574,000 | 6,849,000 | 6,768,000 |
| Securities available for sale | 100,056,000 | 97,053,000 | 95,065,000 | 93,140,000 |
| Securities held to maturity | 5,153,000 | 5,080,000 | 5,023,000 | 4,968,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,922,000 | 407,007,000 | 408,218,000 | 399,637,000 |
| Interest-bearing deposits | 215,544,000 | 218,573,000 | 227,755,000 | 223,838,000 |
| Noninterest-bearing deposits | 185,378,000 | 188,434,000 | 180,463,000 | 175,799,000 |
| Equity capital | 45,034,000 | 41,280,000 | 39,354,000 | 41,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,187,000 | 8,728,000 | 14,088,000 | 19,599,000 |
| Interest expense | 147,000 | 278,000 | 458,000 | 802,000 |
| Net interest income | 4,040,000 | 8,450,000 | 13,630,000 | 18,797,000 |
| Noninterest income | 604,000 | 1,263,000 | 1,939,000 | 2,611,000 |
| Noninterest expense | 2,570,000 | 5,182,000 | 7,950,000 | 11,081,000 |
| Provision for loan losses | 106,000 | 245,000 | 682,000 | 506,000 |
| Pretax income | 1,968,000 | 4,286,000 | 6,937,000 | 9,527,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,968,000 | 4,286,000 | 6,937,000 | 9,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,563,000 | 52,521,000 | 53,551,000 | 54,468,000 |