Call reports 2021
FOUR CORNERS COMMUNITY BANK — 2021
What FOUR CORNERS COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 455,706,000 | 473,557,000 | 476,943,000 | 475,872,000 |
| Total loans | 300,159,000 | 279,088,000 | 276,918,000 | 279,604,000 |
| Allowance for loan losses | 6,380,000 | 6,534,000 | 6,652,000 | 6,532,000 |
| Securities available for sale | 87,960,000 | 92,416,000 | 96,468,000 | 96,297,000 |
| Securities held to maturity | 5,435,000 | 5,391,000 | 5,333,000 | 5,237,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,436,000 | 381,806,000 | 384,472,000 | 381,813,000 |
| Interest-bearing deposits | 209,658,000 | 207,788,000 | 210,303,000 | 210,375,000 |
| Noninterest-bearing deposits | 158,778,000 | 174,018,000 | 174,169,000 | 171,438,000 |
| Equity capital | 48,061,000 | 49,327,000 | 51,210,000 | 51,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,932,000 | 7,768,000 | 12,177,000 | 16,863,000 |
| Interest expense | 327,000 | 578,000 | 788,000 | 952,000 |
| Net interest income | 3,605,000 | 7,190,000 | 11,389,000 | 15,911,000 |
| Noninterest income | 586,000 | 1,278,000 | 2,204,000 | 2,835,000 |
| Noninterest expense | 2,274,000 | 4,811,000 | 7,292,000 | 10,030,000 |
| Provision for loan losses | 500,000 | 650,000 | 776,000 | 947,000 |
| Pretax income | 1,425,000 | 3,023,000 | 5,542,000 | 7,759,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,425,000 | 3,023,000 | 5,542,000 | 7,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,719,000 | 48,399,000 | 50,553,000 | 51,144,000 |