Call reports 2019
FOUR CORNERS COMMUNITY BANK — 2019
What FOUR CORNERS COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 370,240,000 | 363,715,000 | 370,888,000 | 365,040,000 |
| Total loans | 251,267,000 | 259,418,000 | 269,827,000 | 267,650,000 |
| Allowance for loan losses | 3,007,000 | 3,179,000 | 4,153,000 | 4,147,000 |
| Securities available for sale | 61,108,000 | 59,868,000 | 55,570,000 | 55,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,370,000 | 286,098,000 | 292,284,000 | 287,669,000 |
| Interest-bearing deposits | 179,434,000 | 174,994,000 | 174,112,000 | 175,794,000 |
| Noninterest-bearing deposits | 107,936,000 | 111,104,000 | 118,172,000 | 111,875,000 |
| Equity capital | 42,638,000 | 44,316,000 | 44,313,000 | 45,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,025,000 | 8,105,000 | 12,345,000 | 16,643,000 |
| Interest expense | 382,000 | 814,000 | 1,265,000 | 1,736,000 |
| Net interest income | 3,643,000 | 7,291,000 | 11,080,000 | 14,907,000 |
| Noninterest income | 460,000 | 999,000 | 1,580,000 | 2,074,000 |
| Noninterest expense | 2,338,000 | 4,803,000 | 7,565,000 | 10,421,000 |
| Provision for loan losses | 200,000 | 425,000 | 1,410,000 | 1,910,000 |
| Pretax income | 1,565,000 | 3,062,000 | 3,685,000 | 4,650,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,565,000 | 3,062,000 | 3,685,000 | 4,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,290,000 | 43,868,000 | 43,613,000 | 44,390,000 |
| Total capital | 46,297,000 | 47,047,000 | 47,291,000 | 48,082,000 |
| Risk-weighted assets | 274,351,000 | 279,699,000 | 293,791,000 | 294,967,000 |