Call reports 2018
FOUR CORNERS COMMUNITY BANK — 2018
What FOUR CORNERS COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 362,147,000 | 351,921,000 | 359,351,000 | 351,314,000 |
| Total loans | 259,141,000 | 255,032,000 | 258,173,000 | 256,679,000 |
| Allowance for loan losses | 3,686,000 | 3,571,000 | 3,790,000 | 4,148,000 |
| Securities available for sale | 61,014,000 | 62,521,000 | 59,047,000 | 56,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,055,000 | 279,169,000 | 285,987,000 | 275,377,000 |
| Interest-bearing deposits | 179,362,000 | 177,103,000 | 178,560,000 | 172,296,000 |
| Noninterest-bearing deposits | 106,693,000 | 102,066,000 | 107,427,000 | 103,081,000 |
| Equity capital | 39,634,000 | 39,893,000 | 39,721,000 | 41,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,001,000 | 8,035,000 | 12,033,000 | 16,335,000 |
| Interest expense | 285,000 | 571,000 | 898,000 | 1,254,000 |
| Net interest income | 3,716,000 | 7,464,000 | 11,135,000 | 15,081,000 |
| Noninterest income | 467,000 | 1,009,000 | 1,567,000 | 1,972,000 |
| Noninterest expense | 2,192,000 | 4,429,000 | 6,697,000 | 8,968,000 |
| Provision for loan losses | 0 | 100,000 | 325,000 | 475,000 |
| Pretax income | 1,991,000 | 3,944,000 | 5,680,000 | 7,532,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,991,000 | 3,944,000 | 5,680,000 | 7,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,045,000 | 41,535,000 | 42,034,000 | 42,811,000 |
| Total capital | 44,551,000 | 44,971,000 | 45,530,000 | 46,296,000 |
| Risk-weighted assets | 280,332,000 | 274,809,000 | 279,448,000 | 278,141,000 |