Call reports 2017
FOUR CORNERS COMMUNITY BANK — 2017
What FOUR CORNERS COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 337,248,000 | 355,310,000 | 354,087,000 | 359,159,000 |
| Total loans | 254,351,000 | 257,187,000 | 256,635,000 | 256,671,000 |
| Allowance for loan losses | 4,075,000 | 4,157,000 | 4,153,000 | 3,593,000 |
| Securities available for sale | 53,352,000 | 56,332,000 | 56,161,000 | 56,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,880,000 | 288,791,000 | 284,913,000 | 282,497,000 |
| Interest-bearing deposits | 173,376,000 | 184,264,000 | 179,831,000 | 180,067,000 |
| Noninterest-bearing deposits | 99,504,000 | 104,527,000 | 105,082,000 | 102,430,000 |
| Equity capital | 36,690,000 | 38,500,000 | 39,367,000 | 40,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,546,000 | 7,493,000 | 11,464,000 | 15,488,000 |
| Interest expense | 272,000 | 548,000 | 840,000 | 1,130,000 |
| Net interest income | 3,274,000 | 6,945,000 | 10,624,000 | 14,358,000 |
| Noninterest income | 443,000 | 903,000 | 1,341,000 | 1,796,000 |
| Noninterest expense | 2,035,000 | 4,147,000 | 6,326,000 | 8,560,000 |
| Provision for loan losses | 100,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 1,582,000 | 3,501,000 | 5,439,000 | 7,162,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,582,000 | 3,501,000 | 5,439,000 | 7,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,350,000 | 38,410,000 | 39,430,000 | 40,370,000 |
| Total capital | 40,720,000 | 41,841,000 | 42,819,000 | 43,757,000 |
| Risk-weighted assets | 268,908,000 | 273,741,000 | 270,333,000 | 270,762,000 |