Call reports 2015
FOUR CORNERS COMMUNITY BANK — 2015
What FOUR CORNERS COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 315,390,000 | 307,425,000 | 316,148,000 | 306,762,000 |
| Total loans | 201,640,000 | 210,869,000 | 221,005,000 | 219,222,000 |
| Allowance for loan losses | 4,156,000 | 4,172,000 | 4,166,000 | 4,156,000 |
| Securities available for sale | 69,918,000 | 68,082,000 | 63,525,000 | 58,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,727,000 | 238,941,000 | 245,973,000 | 232,796,000 |
| Interest-bearing deposits | 165,782,000 | 163,953,000 | 162,530,000 | 144,141,000 |
| Noninterest-bearing deposits | 76,945,000 | 74,988,000 | 83,443,000 | 88,655,000 |
| Equity capital | 31,796,000 | 31,556,000 | 33,254,000 | 33,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,137,000 | 6,324,000 | 9,551,000 | 12,792,000 |
| Interest expense | 262,000 | 543,000 | 815,000 | 1,046,000 |
| Net interest income | 2,875,000 | 5,781,000 | 8,736,000 | 11,746,000 |
| Noninterest income | 455,000 | 874,000 | 1,301,000 | 1,717,000 |
| Noninterest expense | 1,643,000 | 3,327,000 | 5,073,000 | 6,866,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,687,000 | 3,328,000 | 4,964,000 | 6,597,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,687,000 | 3,328,000 | 4,964,000 | 6,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,203,000 | 32,065,000 | 32,905,000 | 33,718,000 |
| Total capital | 33,998,000 | 34,944,000 | 35,853,000 | 36,669,000 |
| Risk-weighted assets | 222,251,000 | 228,995,000 | 234,637,000 | 234,883,000 |