Call reports 2013
FOUR CORNERS COMMUNITY BANK — 2013
What FOUR CORNERS COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 221,452,000 | 221,888,000 | 232,130,000 | 298,250,000 |
| Total loans | 118,774,000 | 120,342,000 | 127,994,000 | 173,626,000 |
| Allowance for loan losses | 3,172,000 | 2,915,000 | 3,141,000 | 3,392,000 |
| Securities available for sale | 88,576,000 | 87,557,000 | 87,444,000 | 73,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 11,384,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,721,000 | 168,469,000 | 167,671,000 | 240,120,000 |
| Interest-bearing deposits | 121,872,000 | 121,751,000 | 120,875,000 | 173,749,000 |
| Noninterest-bearing deposits | 47,849,000 | 46,718,000 | 46,796,000 | 66,371,000 |
| Equity capital | 23,427,000 | 21,378,000 | 24,504,000 | 24,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,102,000 | 4,211,000 | 6,423,000 | 9,351,000 |
| Interest expense | 263,000 | 522,000 | 768,000 | 1,026,000 |
| Net interest income | 1,839,000 | 3,689,000 | 5,655,000 | 8,325,000 |
| Noninterest income | 212,000 | 439,000 | 674,000 | 1,382,000 |
| Noninterest expense | 1,063,000 | 2,182,000 | 3,337,000 | 5,407,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 763,000 | 1,496,000 | 2,317,000 | 3,194,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 763,000 | 1,496,000 | 2,317,000 | 3,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,287,000 | 23,443,000 | 27,946,000 | 27,481,000 |
| Total capital | 24,907,000 | 25,083,000 | 29,785,000 | 29,789,000 |
| Risk-weighted assets | 128,008,000 | 129,903,000 | 145,837,000 | 183,535,000 |