Call reports 2002
FOUR CORNERS COMMUNITY BANK — 2002
What FOUR CORNERS COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 41,102,000 | 49,355,000 | 54,141,000 | 57,783,000 |
| Total loans | 21,510,000 | 22,304,000 | 25,160,000 | 27,914,000 |
| Allowance for loan losses | 199,000 | 225,000 | 246,000 | 299,000 |
| Securities available for sale | 13,234,000 | 11,317,000 | 13,622,000 | 19,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,575,000 | 44,603,000 | 48,959,000 | 52,358,000 |
| Interest-bearing deposits | 24,357,000 | 29,453,000 | 33,337,000 | 33,786,000 |
| Noninterest-bearing deposits | 12,218,000 | 15,150,000 | 15,622,000 | 18,572,000 |
| Equity capital | 4,122,000 | 4,548,000 | 5,005,000 | 5,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,263,000 | 1,967,000 | 2,751,000 |
| Interest expense | 159,000 | 320,000 | 525,000 | 733,000 |
| Net interest income | 453,000 | 943,000 | 1,442,000 | 2,018,000 |
| Noninterest income | 71,000 | 156,000 | 247,000 | 333,000 |
| Noninterest expense | 410,000 | 851,000 | 1,328,000 | 1,804,000 |
| Provision for loan losses | 42,000 | 77,000 | 105,000 | 154,000 |
| Pretax income | 72,000 | 185,000 | 495,000 | 632,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | 185,000 | 495,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,376,000 | 4,488,000 | 4,799,000 | 4,936,000 |
| Total capital | 4,575,000 | 4,713,000 | 5,045,000 | 5,235,000 |
| Risk-weighted assets | 24,569,000 | 26,782,000 | 29,745,000 | 32,637,000 |