Call reports 2001
FOUR CORNERS COMMUNITY BANK — 2001
What FOUR CORNERS COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,178,000 | 27,915,000 | 35,218,000 | 41,546,000 |
| Total loans | 12,862,000 | 15,736,000 | 16,572,000 | 18,428,000 |
| Allowance for loan losses | 102,000 | 140,000 | 137,000 | 166,000 |
| Securities available for sale | 0 | 0 | 14,775,000 | 13,374,000 |
| Securities held to maturity | 0 | 0 | 1,009,000 | 1,019,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,712,000 | 23,567,000 | 30,819,000 | 37,154,000 |
| Interest-bearing deposits | 14,907,000 | 17,692,000 | 23,683,000 | 25,465,000 |
| Noninterest-bearing deposits | 5,805,000 | 5,875,000 | 7,136,000 | 11,689,000 |
| Equity capital | 4,326,000 | 4,256,000 | 4,242,000 | 4,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 927,000 | 1,476,000 | 2,083,000 |
| Interest expense | 149,000 | 300,000 | 483,000 | 668,000 |
| Net interest income | 293,000 | 627,000 | 993,000 | 1,415,000 |
| Noninterest income | 31,000 | 63,000 | 108,000 | 173,000 |
| Noninterest expense | 260,000 | 656,000 | 1,055,000 | 1,456,000 |
| Provision for loan losses | 35,000 | 75,000 | 88,000 | 126,000 |
| Pretax income | 29,000 | -41,000 | -42,000 | 6,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 29,000 | -41,000 | -42,000 | 6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,326,000 | 4,256,000 | 4,255,000 | 4,304,000 |
| Total capital | 4,428,000 | 4,396,000 | 4,392,000 | 4,470,000 |
| Risk-weighted assets | 16,138,000 | 19,049,000 | 18,996,000 | 20,984,000 |