Call reports 2026
SOUTH OTTUMWA SAVINGS BANK — 2026
What SOUTH OTTUMWA SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 536,116,000 | 565,445,000 |
| Total loans | 327,206,000 | 324,374,000 |
| Allowance for loan losses | 3,398,000 | 3,470,000 |
| Securities available for sale | 153,956,000 | 159,951,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 445,688,000 | 473,895,000 |
| Interest-bearing deposits | 346,437,000 | 368,986,000 |
| Noninterest-bearing deposits | 99,251,000 | 104,909,000 |
| Equity capital | 75,646,000 | 76,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,761,000 | 11,818,000 |
| Interest expense | 1,677,000 | 3,478,000 |
| Net interest income | 4,084,000 | 8,340,000 |
| Noninterest income | 599,000 | 1,225,000 |
| Noninterest expense | 2,865,000 | 5,601,000 |
| Provision for loan losses | 30,000 | 120,000 |
| Pretax income | 1,856,000 | 3,912,000 |
| Income tax | 62,000 | 130,000 |
| Net income | 1,794,000 | 3,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 69,687,000 | 71,136,000 |
| Total capital | 73,130,000 | 74,651,000 |
| Risk-weighted assets | 382,457,000 | 388,071,000 |