Call reports 2011
SOUTH OTTUMWA SAVINGS BANK — 2011
What SOUTH OTTUMWA SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 247,564,000 | 248,153,000 | 245,144,000 | 319,543,000 |
| Total loans | 102,404,000 | 103,064,000 | 102,438,000 | 141,357,000 |
| Allowance for loan losses | 2,122,000 | 2,182,000 | 2,184,000 | 2,147,000 |
| Securities available for sale | 128,784,000 | 130,792,000 | 129,106,000 | 144,489,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,220,000 | 188,427,000 | 183,858,000 | 251,290,000 |
| Interest-bearing deposits | 167,596,000 | 165,090,000 | 161,980,000 | 212,549,000 |
| Noninterest-bearing deposits | 22,624,000 | 23,337,000 | 21,879,000 | 38,741,000 |
| Equity capital | 23,897,000 | 26,369,000 | 28,480,000 | 29,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,697,000 | 5,450,000 | 8,166,000 | 10,872,000 |
| Interest expense | 774,000 | 1,526,000 | 2,210,000 | 2,884,000 |
| Net interest income | 1,923,000 | 3,924,000 | 5,956,000 | 7,988,000 |
| Noninterest income | 205,000 | 304,000 | 510,000 | 628,000 |
| Noninterest expense | 1,290,000 | 2,513,000 | 3,760,000 | 4,997,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 250,000 |
| Pretax income | 798,000 | 1,437,000 | 2,290,000 | 3,826,000 |
| Income tax | 36,000 | 65,000 | 103,000 | 191,000 |
| Net income | 762,000 | 1,372,000 | 2,187,000 | 3,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,300,000 | 23,911,000 | 24,724,000 | 23,298,000 |
| Total capital | 24,909,000 | 25,523,000 | 26,313,000 | 25,445,000 |
| Risk-weighted assets | 128,182,000 | 128,405,000 | 126,553,000 | 172,329,000 |