Call reports 2001
SOUTH OTTUMWA SAVINGS BANK — 2001
What SOUTH OTTUMWA SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 218,318,000 | 215,425,000 | 222,900,000 | 224,284,000 |
| Total loans | 104,608,000 | 104,499,000 | 110,554,000 | 113,769,000 |
| Allowance for loan losses | 1,495,000 | 1,545,000 | 1,523,000 | 1,562,000 |
| Securities available for sale | 99,908,000 | 94,994,000 | 100,125,000 | 99,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,978,000 | 169,710,000 | 173,816,000 | 175,536,000 |
| Interest-bearing deposits | 153,218,000 | 156,665,000 | 161,049,000 | 160,438,000 |
| Noninterest-bearing deposits | 11,760,000 | 13,045,000 | 12,767,000 | 15,098,000 |
| Equity capital | 23,377,000 | 20,297,000 | 20,729,000 | 20,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,858,000 | 7,633,000 | 11,297,000 | 14,925,000 |
| Interest expense | 2,173,000 | 4,236,000 | 6,164,000 | 7,942,000 |
| Net interest income | 1,685,000 | 3,397,000 | 5,133,000 | 6,983,000 |
| Noninterest income | 221,000 | 445,000 | 668,000 | 879,000 |
| Noninterest expense | 1,011,000 | 2,084,000 | 3,164,000 | 4,233,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 874,000 | 1,685,000 | 2,534,000 | 3,610,000 |
| Income tax | 44,000 | 84,000 | 127,000 | 180,000 |
| Net income | 830,000 | 1,601,000 | 2,407,000 | 3,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,287,000 | 18,529,000 | 18,067,000 | 18,782,000 |
| Total capital | 22,782,000 | 20,074,000 | 19,590,000 | 20,344,000 |
| Risk-weighted assets | 129,949,000 | 126,787,000 | 132,781,000 | 130,354,000 |