Call reports 2016
FIRST NATIONAL BANK OF JOHNSON — 2016
What FIRST NATIONAL BANK OF JOHNSON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 71,248,000 | 71,769,000 | 71,255,000 | 72,222,000 |
| Total loans | 18,825,000 | 18,846,000 | 20,491,000 | 20,973,000 |
| Allowance for loan losses | 232,000 | 222,000 | 228,000 | 248,000 |
| Securities available for sale | 11,001,000 | 15,521,000 | 14,510,000 | 10,997,000 |
| Securities held to maturity | 24,245,000 | 19,201,000 | 17,878,000 | 23,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,527,000 | 55,537,000 | 54,937,000 | 56,136,000 |
| Interest-bearing deposits | 43,193,000 | 44,861,000 | 43,342,000 | 43,784,000 |
| Noninterest-bearing deposits | 11,334,000 | 10,676,000 | 11,595,000 | 12,352,000 |
| Equity capital | 14,463,000 | 13,943,000 | 13,998,000 | 13,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 733,000 | 1,106,000 | 1,488,000 |
| Interest expense | 25,000 | 50,000 | 80,000 | 108,000 |
| Net interest income | 343,000 | 683,000 | 1,026,000 | 1,380,000 |
| Noninterest income | 65,000 | 132,000 | 199,000 | 255,000 |
| Noninterest expense | 361,000 | 698,000 | 1,037,000 | 1,370,000 |
| Provision for loan losses | 4,000 | 10,000 | 16,000 | 47,000 |
| Pretax income | 40,000 | 108,000 | 173,000 | 219,000 |
| Income tax | 1,000 | 4,000 | 6,000 | 29,000 |
| Net income | 39,000 | 104,000 | 167,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,014,000 | 13,480,000 | 13,542,000 | 13,565,000 |
| Total capital | 14,246,000 | 13,702,000 | 13,770,000 | 13,814,000 |
| Risk-weighted assets | 31,320,000 | 31,451,000 | 32,657,000 | 34,017,000 |