Call reports 2015
FIRST NATIONAL BANK OF JOHNSON — 2015
What FIRST NATIONAL BANK OF JOHNSON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 73,502,000 | 71,748,000 | 71,829,000 | 72,445,000 |
| Total loans | 15,584,000 | 15,362,000 | 17,134,000 | 18,726,000 |
| Allowance for loan losses | 203,000 | 202,000 | 207,000 | 309,000 |
| Securities available for sale | 16,231,000 | 13,253,000 | 12,260,000 | 10,227,000 |
| Securities held to maturity | 21,281,000 | 27,306,000 | 26,450,000 | 29,494,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,832,000 | 55,023,000 | 55,014,000 | 55,801,000 |
| Interest-bearing deposits | 44,665,000 | 44,447,000 | 43,061,000 | 43,756,000 |
| Noninterest-bearing deposits | 12,167,000 | 10,576,000 | 11,953,000 | 12,045,000 |
| Equity capital | 14,414,000 | 14,438,000 | 14,497,000 | 14,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 651,000 | 1,002,000 | 1,356,000 |
| Interest expense | 27,000 | 53,000 | 79,000 | 106,000 |
| Net interest income | 295,000 | 598,000 | 923,000 | 1,250,000 |
| Noninterest income | 70,000 | 131,000 | 203,000 | 275,000 |
| Noninterest expense | 357,000 | 710,000 | 1,037,000 | 1,368,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 175,000 |
| Pretax income | 8,000 | 19,000 | 74,000 | -16,000 |
| Income tax | 0 | 1,000 | 2,000 | -22,000 |
| Net income | 8,000 | 18,000 | 72,000 | 6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,977,000 | 13,987,000 | 14,041,000 | 13,975,000 |
| Total capital | 14,180,000 | 14,189,000 | 14,248,000 | 14,284,000 |
| Risk-weighted assets | 29,832,000 | 28,957,000 | 30,214,000 | 31,478,000 |