Call reports 2008
FIRST NATIONAL BANK OF JOHNSON — 2008
What FIRST NATIONAL BANK OF JOHNSON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 64,095,000 | 63,028,000 | 64,794,000 | 66,308,000 |
| Total loans | 13,346,000 | 11,841,000 | 12,020,000 | 12,234,000 |
| Allowance for loan losses | 421,000 | 397,000 | 372,000 | 328,000 |
| Securities available for sale | 15,111,000 | 12,876,000 | 13,517,000 | 11,604,000 |
| Securities held to maturity | 24,746,000 | 29,801,000 | 29,265,000 | 28,309,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,867,000 | 48,845,000 | 50,391,000 | 51,813,000 |
| Interest-bearing deposits | 41,747,000 | 40,475,000 | 41,812,000 | 45,728,000 |
| Noninterest-bearing deposits | 8,120,000 | 8,370,000 | 8,579,000 | 6,085,000 |
| Equity capital | 12,659,000 | 12,640,000 | 12,849,000 | 13,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 677,000 | 1,298,000 | 1,926,000 | 2,542,000 |
| Interest expense | 322,000 | 603,000 | 858,000 | 1,101,000 |
| Net interest income | 355,000 | 695,000 | 1,068,000 | 1,441,000 |
| Noninterest income | 80,000 | 150,000 | 221,000 | 297,000 |
| Noninterest expense | 301,000 | 597,000 | 906,000 | 1,235,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 180,000 | 302,000 | 437,000 | 561,000 |
| Income tax | 33,000 | 50,000 | 69,000 | 90,000 |
| Net income | 147,000 | 252,000 | 368,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,166,000 | 12,271,000 | 12,387,000 | 12,491,000 |
| Total capital | 12,522,000 | 12,609,000 | 12,725,000 | 12,819,000 |
| Risk-weighted assets | 28,105,000 | 26,738,000 | 27,064,000 | 27,560,000 |