Call reports 2007
FIRST NATIONAL BANK OF JOHNSON — 2007
What FIRST NATIONAL BANK OF JOHNSON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 59,142,000 | 58,567,000 | 61,009,000 | 65,040,000 |
| Total loans | 12,736,000 | 13,924,000 | 14,330,000 | 14,364,000 |
| Allowance for loan losses | 439,000 | 436,000 | 431,000 | 420,000 |
| Securities available for sale | 8,084,000 | 8,477,000 | 8,654,000 | 9,280,000 |
| Securities held to maturity | 29,072,000 | 28,874,000 | 28,652,000 | 28,844,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,730,000 | 45,058,000 | 47,119,000 | 51,046,000 |
| Interest-bearing deposits | 38,072,000 | 37,505,000 | 38,977,000 | 41,565,000 |
| Noninterest-bearing deposits | 7,658,000 | 7,553,000 | 8,142,000 | 9,481,000 |
| Equity capital | 11,838,000 | 11,894,000 | 12,220,000 | 12,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,408,000 | 2,122,000 | 2,876,000 |
| Interest expense | 293,000 | 601,000 | 927,000 | 1,267,000 |
| Net interest income | 417,000 | 807,000 | 1,195,000 | 1,609,000 |
| Noninterest income | 81,000 | 152,000 | 319,000 | 376,000 |
| Noninterest expense | 307,000 | 611,000 | 899,000 | 1,137,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 191,000 | 348,000 | 615,000 | 848,000 |
| Income tax | 40,000 | 69,000 | 126,000 | 197,000 |
| Net income | 151,000 | 279,000 | 489,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,519,000 | 11,647,000 | 11,857,000 | 12,019,000 |
| Total capital | 11,867,000 | 12,007,000 | 12,176,000 | 12,395,000 |
| Risk-weighted assets | 27,018,000 | 27,985,000 | 28,588,000 | 29,281,000 |