Call reports 2006
FIRST NATIONAL BANK OF JOHNSON — 2006
What FIRST NATIONAL BANK OF JOHNSON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 56,223,000 | 55,890,000 | 55,726,000 | 61,596,000 |
| Total loans | 11,559,000 | 12,344,000 | 12,457,000 | 12,674,000 |
| Allowance for loan losses | 452,000 | 455,000 | 453,000 | 434,000 |
| Securities available for sale | 7,926,000 | 7,807,000 | 8,018,000 | 8,058,000 |
| Securities held to maturity | 30,055,000 | 29,403,000 | 29,390,000 | 29,283,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,535,000 | 43,096,000 | 42,602,000 | 48,368,000 |
| Interest-bearing deposits | 38,339,000 | 38,087,000 | 37,186,000 | 39,688,000 |
| Noninterest-bearing deposits | 5,196,000 | 5,009,000 | 5,416,000 | 8,680,000 |
| Equity capital | 11,266,000 | 11,302,000 | 11,546,000 | 11,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 651,000 | 1,295,000 | 1,946,000 | 2,623,000 |
| Interest expense | 212,000 | 447,000 | 704,000 | 991,000 |
| Net interest income | 439,000 | 848,000 | 1,242,000 | 1,632,000 |
| Noninterest income | 349,000 | 418,000 | 492,000 | 580,000 |
| Noninterest expense | 304,000 | 610,000 | 922,000 | 1,238,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 484,000 | 656,000 | 812,000 | 956,000 |
| Income tax | 65,000 | 122,000 | 172,000 | 218,000 |
| Net income | 419,000 | 534,000 | 640,000 | 738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,049,000 | 11,164,000 | 11,270,000 | 11,368,000 |
| Total capital | 11,384,000 | 11,499,000 | 11,610,000 | 11,724,000 |
| Risk-weighted assets | 25,894,000 | 26,349,000 | 26,310,000 | 27,655,000 |