Call reports 2005
FIRST NATIONAL BANK OF JOHNSON — 2005
What FIRST NATIONAL BANK OF JOHNSON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 56,711,000 | 55,660,000 | 55,137,000 | 57,132,000 |
| Total loans | 10,965,000 | 11,830,000 | 12,166,000 | 11,638,000 |
| Allowance for loan losses | 223,000 | 223,000 | 226,000 | 224,000 |
| Securities available for sale | 10,189,000 | 8,211,000 | 8,128,000 | 8,003,000 |
| Securities held to maturity | 30,354,000 | 30,445,000 | 30,157,000 | 30,159,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,997,000 | 43,634,000 | 42,959,000 | 44,919,000 |
| Interest-bearing deposits | 39,914,000 | 38,889,000 | 38,487,000 | 38,211,000 |
| Noninterest-bearing deposits | 5,083,000 | 4,745,000 | 4,472,000 | 6,708,000 |
| Equity capital | 10,410,000 | 10,712,000 | 10,836,000 | 10,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,247,000 | 1,873,000 | 2,505,000 |
| Interest expense | 169,000 | 341,000 | 520,000 | 713,000 |
| Net interest income | 454,000 | 906,000 | 1,353,000 | 1,792,000 |
| Noninterest income | 67,000 | 134,000 | 202,000 | 267,000 |
| Noninterest expense | 297,000 | 581,000 | 883,000 | 1,221,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 224,000 | 390,000 | 603,000 | 769,000 |
| Income tax | 47,000 | 87,000 | 121,000 | 142,000 |
| Net income | 177,000 | 303,000 | 482,000 | 627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,180,000 | 10,305,000 | 10,484,000 | 10,630,000 |
| Total capital | 10,403,000 | 10,528,000 | 10,710,000 | 10,854,000 |
| Risk-weighted assets | 25,747,000 | 26,126,000 | 26,369,000 | 26,435,000 |