Call reports 2004
FIRST NATIONAL BANK OF JOHNSON — 2004
What FIRST NATIONAL BANK OF JOHNSON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 58,800,000 | 56,842,000 | 56,823,000 | 59,643,000 |
| Total loans | 10,264,000 | 11,099,000 | 10,812,000 | 10,769,000 |
| Allowance for loan losses | 187,000 | 381,000 | 227,000 | 226,000 |
| Securities available for sale | 11,330,000 | 10,177,000 | 10,478,000 | 10,420,000 |
| Securities held to maturity | 28,714,000 | 29,724,000 | 28,572,000 | 30,377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,389,000 | 45,641,000 | 45,169,000 | 47,953,000 |
| Interest-bearing deposits | 41,576,000 | 40,917,000 | 40,794,000 | 41,099,000 |
| Noninterest-bearing deposits | 4,813,000 | 4,724,000 | 4,375,000 | 6,854,000 |
| Equity capital | 11,236,000 | 9,931,000 | 10,307,000 | 10,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,275,000 | 1,894,000 | 2,526,000 |
| Interest expense | 185,000 | 365,000 | 544,000 | 721,000 |
| Net interest income | 457,000 | 910,000 | 1,350,000 | 1,805,000 |
| Noninterest income | 66,000 | 130,000 | 197,000 | 226,000 |
| Noninterest expense | 276,000 | 554,000 | 834,000 | 1,174,000 |
| Provision for loan losses | 6,000 | 8,000 | 8,000 | 8,000 |
| Pretax income | 241,000 | 446,000 | 673,000 | 817,000 |
| Income tax | 49,000 | 91,000 | 140,000 | 167,000 |
| Net income | 192,000 | 355,000 | 533,000 | 650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,744,000 | 9,708,000 | 9,886,000 | 10,002,000 |
| Total capital | 10,931,000 | 10,029,000 | 10,113,000 | 10,228,000 |
| Risk-weighted assets | 25,300,000 | 25,660,000 | 25,472,000 | 26,211,000 |