Call reports 2003
FIRST NATIONAL BANK OF JOHNSON — 2003
What FIRST NATIONAL BANK OF JOHNSON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 58,076,000 | 57,911,000 | 58,099,000 | 60,185,000 |
| Total loans | 10,579,000 | 10,958,000 | 10,687,000 | 10,533,000 |
| Allowance for loan losses | 109,000 | 113,000 | 173,000 | 175,000 |
| Securities available for sale | 9,035,000 | 10,760,000 | 11,808,000 | 10,636,000 |
| Securities held to maturity | 22,879,000 | 16,967,000 | 28,272,000 | 30,416,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,299,000 | 45,997,000 | 46,262,000 | 48,117,000 |
| Interest-bearing deposits | 41,779,000 | 42,472,000 | 42,265,000 | 42,189,000 |
| Noninterest-bearing deposits | 4,519,000 | 3,525,000 | 3,997,000 | 5,928,000 |
| Equity capital | 10,640,000 | 10,774,000 | 10,659,000 | 10,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,277,000 | 1,886,000 | 2,552,000 |
| Interest expense | 242,000 | 464,000 | 666,000 | 860,000 |
| Net interest income | 420,000 | 813,000 | 1,220,000 | 1,692,000 |
| Noninterest income | 71,000 | 137,000 | 204,000 | 268,000 |
| Noninterest expense | 315,000 | 583,000 | 855,000 | 1,145,000 |
| Provision for loan losses | 0 | 7,000 | 151,000 | 151,000 |
| Pretax income | 176,000 | 360,000 | 418,000 | 664,000 |
| Income tax | 35,000 | 73,000 | 107,000 | 103,000 |
| Net income | 141,000 | 287,000 | 311,000 | 561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,133,000 | 10,278,000 | 10,303,000 | 10,552,000 |
| Total capital | 10,241,000 | 10,391,000 | 10,476,000 | 10,727,000 |
| Risk-weighted assets | 51,136,000 | 49,603,000 | 25,602,000 | 25,939,000 |