Call reports 2025
PARTNERS BANK OF NEW ENGLAND — 2025
What PARTNERS BANK OF NEW ENGLAND reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,063,675,000 | 1,078,591,000 | 1,058,571,000 | 1,064,499,000 |
| Total loans | 878,856,000 | 882,995,000 | 872,363,000 | 867,731,000 |
| Allowance for loan losses | 8,264,000 | 8,372,000 | 8,492,000 | 8,520,000 |
| Securities available for sale | 97,620,000 | 95,127,000 | 95,800,000 | 108,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 802,777,000 | 819,065,000 | 779,207,000 | 817,755,000 |
| Interest-bearing deposits | 719,350,000 | 723,084,000 | 689,003,000 | 733,273,000 |
| Noninterest-bearing deposits | 83,427,000 | 95,981,000 | 90,204,000 | 84,482,000 |
| Equity capital | 95,052,000 | 97,021,000 | 101,955,000 | 105,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,773,000 | 25,991,000 | 39,378,000 | 52,624,000 |
| Interest expense | 5,537,000 | 11,145,000 | 16,410,000 | 21,269,000 |
| Net interest income | 7,236,000 | 14,846,000 | 22,968,000 | 31,355,000 |
| Noninterest income | 713,000 | 1,769,000 | 2,698,000 | 3,587,000 |
| Noninterest expense | 6,541,000 | 13,193,000 | 19,882,000 | 26,788,000 |
| Provision for loan losses | 75,000 | 208,000 | 336,000 | 372,000 |
| Pretax income | 1,859,000 | 4,884,000 | 8,490,000 | 11,869,000 |
| Income tax | 421,000 | 1,098,000 | 1,899,000 | 2,617,000 |
| Net income | 1,438,000 | 3,786,000 | 6,591,000 | 9,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,068,000 | 107,415,000 | 110,222,000 | 112,882,000 |
| Total capital | 113,512,000 | 115,967,000 | 118,893,000 | 121,632,000 |
| Risk-weighted assets | 768,232,000 | 782,666,000 | 778,056,000 | 776,362,000 |