Call reports 2015
PARTNERS BANK OF NEW ENGLAND — 2015
What PARTNERS BANK OF NEW ENGLAND reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 462,319,000 | 469,022,000 | 502,251,000 | 508,144,000 |
| Total loans | 391,555,000 | 394,696,000 | 392,117,000 | 401,984,000 |
| Allowance for loan losses | 3,808,000 | 3,805,000 | 3,763,000 | 3,711,000 |
| Securities available for sale | 32,642,000 | 34,253,000 | 30,995,000 | 33,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,241,000 | 363,423,000 | 389,946,000 | 395,229,000 |
| Interest-bearing deposits | 326,977,000 | 329,106,000 | 350,775,000 | 357,955,000 |
| Noninterest-bearing deposits | 33,264,000 | 34,317,000 | 39,171,000 | 37,274,000 |
| Equity capital | 53,989,000 | 54,130,000 | 53,970,000 | 55,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,859,000 | 9,796,000 | 14,893,000 | 19,897,000 |
| Interest expense | 834,000 | 1,687,000 | 2,575,000 | 3,500,000 |
| Net interest income | 4,025,000 | 8,109,000 | 12,318,000 | 16,397,000 |
| Noninterest income | 658,000 | 1,281,000 | 1,922,000 | 2,555,000 |
| Noninterest expense | 3,438,000 | 7,411,000 | 11,139,000 | 14,982,000 |
| Provision for loan losses | 96,000 | 104,000 | 105,000 | 266,000 |
| Pretax income | 1,406,000 | 2,121,000 | 3,406,000 | 4,232,000 |
| Income tax | 432,000 | 646,000 | 1,101,000 | 1,246,000 |
| Net income | 974,000 | 1,475,000 | 2,305,000 | 2,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,251,000 | 54,753,000 | 55,583,000 | 56,822,000 |
| Total capital | 60,073,000 | 60,476,000 | 60,623,000 | 62,084,000 |
| Risk-weighted assets | 424,095,000 | 429,994,000 | 418,892,000 | 435,512,000 |