Call reports 2012
PARTNERS BANK OF NEW ENGLAND — 2012
What PARTNERS BANK OF NEW ENGLAND reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 433,768,000 | 435,685,000 | 443,448,000 | 440,602,000 |
| Total loans | 357,993,000 | 353,641,000 | 347,151,000 | 352,087,000 |
| Allowance for loan losses | 4,525,000 | 4,769,000 | 4,801,000 | 4,511,000 |
| Securities available for sale | 35,584,000 | 34,160,000 | 39,105,000 | 44,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,068,000 | 328,692,000 | 330,467,000 | 331,284,000 |
| Interest-bearing deposits | 301,056,000 | 303,070,000 | 300,730,000 | 303,702,000 |
| Noninterest-bearing deposits | 25,012,000 | 25,622,000 | 29,737,000 | 27,582,000 |
| Equity capital | 43,311,000 | 44,703,000 | 45,150,000 | 46,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,019,000 | 10,027,000 | 15,008,000 | 19,923,000 |
| Interest expense | 1,261,000 | 2,449,000 | 3,614,000 | 4,742,000 |
| Net interest income | 3,758,000 | 7,578,000 | 11,394,000 | 15,181,000 |
| Noninterest income | 1,047,000 | 2,367,000 | 3,648,000 | 4,415,000 |
| Noninterest expense | 3,354,000 | 6,813,000 | 10,645,000 | 14,380,000 |
| Provision for loan losses | 534,000 | 796,000 | 961,000 | 1,396,000 |
| Pretax income | 1,239,000 | 2,734,000 | 3,920,000 | 4,329,000 |
| Income tax | 412,000 | 918,000 | 1,263,000 | 1,174,000 |
| Net income | 827,000 | 1,816,000 | 2,657,000 | 3,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,206,000 | 44,926,000 | 47,018,000 | 47,520,000 |
| Total capital | 50,666,000 | 50,460,000 | 52,733,000 | 53,174,000 |
| Risk-weighted assets | 371,408,000 | 373,154,000 | 374,009,000 | 378,321,000 |