Call reports 2011
PARTNERS BANK OF NEW ENGLAND — 2011
What PARTNERS BANK OF NEW ENGLAND reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 422,551,000 | 425,852,000 | 434,799,000 | 433,106,000 |
| Total loans | 320,341,000 | 333,585,000 | 339,678,000 | 337,251,000 |
| Allowance for loan losses | 3,934,000 | 4,289,000 | 4,324,000 | 3,730,000 |
| Securities available for sale | 41,513,000 | 42,164,000 | 37,022,000 | 46,426,000 |
| Securities held to maturity | 1,001,000 | 1,000,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,847,000 | 314,469,000 | 323,208,000 | 319,991,000 |
| Interest-bearing deposits | 304,588,000 | 291,304,000 | 296,998,000 | 295,480,000 |
| Noninterest-bearing deposits | 6,259,000 | 23,165,000 | 26,210,000 | 24,511,000 |
| Equity capital | 42,096,000 | 42,967,000 | 42,420,000 | 42,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,783,000 | 9,658,000 | 14,527,000 | 19,512,000 |
| Interest expense | 1,357,000 | 2,691,000 | 4,023,000 | 5,333,000 |
| Net interest income | 3,426,000 | 6,967,000 | 10,504,000 | 14,179,000 |
| Noninterest income | 725,000 | 1,582,000 | 2,402,000 | 2,893,000 |
| Noninterest expense | 3,552,000 | 6,595,000 | 10,139,000 | 13,650,000 |
| Provision for loan losses | -28,000 | 371,000 | 384,000 | 529,000 |
| Pretax income | 1,024,000 | 2,664,000 | 3,473,000 | 4,006,000 |
| Income tax | 360,000 | 860,000 | 1,112,000 | 1,213,000 |
| Net income | 664,000 | 1,804,000 | 2,361,000 | 2,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,249,000 | 43,385,000 | 43,940,000 | 44,383,000 |
| Total capital | 47,492,000 | 48,439,000 | 48,430,000 | 49,392,000 |
| Risk-weighted assets | 325,528,000 | 337,887,000 | 345,053,000 | 347,482,000 |