Call reports 2009
PARTNERS BANK OF NEW ENGLAND — 2009
What PARTNERS BANK OF NEW ENGLAND reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 433,577,000 | 438,168,000 | 437,857,000 | 432,951,000 |
| Total loans | 374,351,000 | 363,618,000 | 353,850,000 | 351,495,000 |
| Allowance for loan losses | 3,598,000 | 3,424,000 | 3,553,000 | 4,136,000 |
| Securities available for sale | 30,605,000 | 25,580,000 | 24,064,000 | 23,547,000 |
| Securities held to maturity | 0 | 0 | 1,499,000 | 999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,310,000 | 312,396,000 | 311,348,000 | 307,420,000 |
| Interest-bearing deposits | 305,838,000 | 304,547,000 | 303,963,000 | 287,377,000 |
| Noninterest-bearing deposits | 7,472,000 | 7,849,000 | 7,385,000 | 20,043,000 |
| Equity capital | 32,592,000 | 34,998,000 | 37,363,000 | 38,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,101,000 | 12,073,000 | 17,773,000 | 23,370,000 |
| Interest expense | 2,697,000 | 5,068,000 | 7,220,000 | 9,065,000 |
| Net interest income | 3,404,000 | 7,005,000 | 10,553,000 | 14,305,000 |
| Noninterest income | 452,000 | 1,016,000 | 1,623,000 | 2,251,000 |
| Noninterest expense | 3,021,000 | 6,145,000 | 9,162,000 | 12,289,000 |
| Provision for loan losses | 161,000 | 391,000 | 597,000 | 1,403,000 |
| Pretax income | 570,000 | 1,418,000 | 2,302,000 | 3,404,000 |
| Income tax | 187,000 | 462,000 | 728,000 | 1,017,000 |
| Net income | 383,000 | 956,000 | 1,574,000 | 2,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,938,000 | 37,335,000 | 38,303,000 | 39,150,000 |
| Total capital | 39,810,000 | 41,219,000 | 42,911,000 | 43,875,000 |
| Risk-weighted assets | 337,649,000 | 330,148,000 | 333,109,000 | 334,025,000 |