Call reports 2007
PARTNERS BANK OF NEW ENGLAND — 2007
What PARTNERS BANK OF NEW ENGLAND reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 407,126,000 | 415,046,000 | 430,557,000 | 436,884,000 |
| Total loans | 331,144,000 | 340,963,000 | 345,586,000 | 357,639,000 |
| Allowance for loan losses | 3,727,000 | 3,770,000 | 3,174,000 | 3,223,000 |
| Securities available for sale | 55,774,000 | 55,803,000 | 62,374,000 | 60,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,567,000 | 292,839,000 | 300,981,000 | 295,592,000 |
| Interest-bearing deposits | 256,600,000 | 284,580,000 | 292,584,000 | 285,958,000 |
| Noninterest-bearing deposits | 22,967,000 | 8,259,000 | 8,397,000 | 9,634,000 |
| Equity capital | 41,218,000 | 42,027,000 | 42,887,000 | 41,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,154,000 | 12,502,000 | 19,079,000 | 25,899,000 |
| Interest expense | 3,332,000 | 6,767,000 | 10,379,000 | 14,067,000 |
| Net interest income | 2,822,000 | 5,735,000 | 8,700,000 | 11,832,000 |
| Noninterest income | 348,000 | 667,000 | 1,022,000 | 1,448,000 |
| Noninterest expense | 2,581,000 | 5,265,000 | 7,689,000 | 10,434,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 860,000 | 1,997,000 | 3,409,000 | 4,105,000 |
| Income tax | 284,000 | 657,000 | 1,117,000 | 1,311,000 |
| Net income | 576,000 | 1,340,000 | 2,292,000 | 2,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,014,000 | 38,824,000 | 39,825,000 | 40,374,000 |
| Total capital | 43,507,000 | 44,561,000 | 45,508,000 | 45,198,000 |
| Risk-weighted assets | 288,384,000 | 294,290,000 | 301,706,000 | 343,441,000 |