Call reports 2006
PARTNERS BANK OF NEW ENGLAND — 2006
What PARTNERS BANK OF NEW ENGLAND reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 369,144,000 | 387,881,000 | 399,732,000 | 400,444,000 |
| Total loans | 294,271,000 | 308,148,000 | 321,495,000 | 323,784,000 |
| Allowance for loan losses | 3,586,000 | 3,594,000 | 3,636,000 | 3,682,000 |
| Securities available for sale | 59,022,000 | 59,204,000 | 59,866,000 | 56,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,848,000 | 255,285,000 | 264,008,000 | 272,971,000 |
| Interest-bearing deposits | 216,861,000 | 229,677,000 | 238,979,000 | 248,341,000 |
| Noninterest-bearing deposits | 22,987,000 | 25,608,000 | 25,029,000 | 24,630,000 |
| Equity capital | 37,682,000 | 37,791,000 | 39,352,000 | 40,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,245,000 | 10,810,000 | 16,812,000 | 22,941,000 |
| Interest expense | 2,455,000 | 5,242,000 | 8,274,000 | 11,492,000 |
| Net interest income | 2,790,000 | 5,568,000 | 8,538,000 | 11,449,000 |
| Noninterest income | 278,000 | 644,000 | 1,078,000 | 1,452,000 |
| Noninterest expense | 2,406,000 | 5,083,000 | 7,574,000 | 10,324,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 90,000 |
| Pretax income | 838,000 | 1,378,000 | 2,432,000 | 3,535,000 |
| Income tax | 306,000 | 497,000 | 850,000 | 1,026,000 |
| Net income | 532,000 | 881,000 | 1,582,000 | 2,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,271,000 | 35,667,000 | 36,416,000 | 37,390,000 |
| Total capital | 39,776,000 | 40,350,000 | 41,573,000 | 42,862,000 |
| Risk-weighted assets | 245,067,000 | 260,859,000 | 273,215,000 | 280,367,000 |