Call reports 2001
PARTNERS BANK OF NEW ENGLAND — 2001
What PARTNERS BANK OF NEW ENGLAND reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 260,815,000 | 272,699,000 | 281,747,000 | 284,184,000 |
| Total loans | 164,620,000 | 179,744,000 | 186,090,000 | 192,576,000 |
| Allowance for loan losses | 2,494,000 | 2,537,000 | 2,535,000 | 2,589,000 |
| Securities available for sale | 78,111,000 | 74,621,000 | 75,731,000 | 77,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,162,000 | 194,824,000 | 197,664,000 | 197,329,000 |
| Interest-bearing deposits | 181,772,000 | 184,316,000 | 186,108,000 | 184,241,000 |
| Noninterest-bearing deposits | 9,390,000 | 10,508,000 | 11,556,000 | 13,088,000 |
| Equity capital | 29,855,000 | 30,281,000 | 30,617,000 | 31,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,571,000 | 9,194,000 | 14,005,000 | 18,663,000 |
| Interest expense | 2,698,000 | 5,371,000 | 8,068,000 | 10,451,000 |
| Net interest income | 1,873,000 | 3,823,000 | 5,937,000 | 8,212,000 |
| Noninterest income | 159,000 | 396,000 | 613,000 | 847,000 |
| Noninterest expense | 1,759,000 | 3,481,000 | 5,359,000 | 7,295,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 348,000 | 863,000 | 1,411,000 | 1,764,000 |
| Income tax | 138,000 | 336,000 | 560,000 | 489,000 |
| Net income | 210,000 | 527,000 | 851,000 | 1,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,067,000 | 25,688,000 | 26,102,000 | 26,616,000 |
| Total capital | 31,389,000 | 30,025,000 | 29,840,000 | 30,757,000 |
| Risk-weighted assets | 165,006,000 | 170,742,000 | 179,260,000 | 189,561,000 |