Call reports 2005
FIRST SECURITY BANK, THE — 2005
What FIRST SECURITY BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 70,609,000 | 73,546,000 | 70,578,000 | 71,552,000 |
| Total loans | 52,944,000 | 55,975,000 | 55,132,000 | 54,283,000 |
| Allowance for loan losses | 542,000 | 542,000 | 543,000 | 543,000 |
| Securities available for sale | 12,312,000 | 12,374,000 | 11,884,000 | 11,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,084,000 | 65,735,000 | 65,527,000 | 66,412,000 |
| Interest-bearing deposits | 61,129,000 | 61,029,000 | 60,426,000 | 61,513,000 |
| Noninterest-bearing deposits | 4,955,000 | 4,706,000 | 5,101,000 | 4,899,000 |
| Equity capital | 4,394,000 | 4,678,000 | 4,883,000 | 4,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 916,000 | 1,891,000 | 2,988,000 | 4,107,000 |
| Interest expense | 339,000 | 701,000 | 1,128,000 | 1,576,000 |
| Net interest income | 577,000 | 1,190,000 | 1,860,000 | 2,531,000 |
| Noninterest income | 47,000 | 92,000 | 136,000 | 173,000 |
| Noninterest expense | 263,000 | 569,000 | 888,000 | 1,230,000 |
| Provision for loan losses | 0 | 0 | 0 | 106,000 |
| Pretax income | 361,000 | 713,000 | 1,099,000 | 1,359,000 |
| Income tax | 9,000 | 18,000 | 39,000 | 34,000 |
| Net income | 352,000 | 695,000 | 1,060,000 | 1,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,519,000 | 4,742,000 | 4,839,000 | 4,976,000 |
| Total capital | 5,061,000 | 5,284,000 | 4,839,000 | 5,519,000 |
| Risk-weighted assets | 57,386,000 | 59,579,000 | 57,303,000 | 57,036,000 |