Call reports 2004
FIRST SECURITY BANK, THE — 2004
What FIRST SECURITY BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 66,711,000 | 64,603,000 | 62,167,000 | 82,554,000 |
| Total loans | 41,794,000 | 45,168,000 | 45,389,000 | 50,656,000 |
| Allowance for loan losses | 426,000 | 426,000 | 541,000 | 541,000 |
| Securities available for sale | 14,913,000 | 15,434,000 | 12,646,000 | 12,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,265,000 | 58,053,000 | 56,724,000 | 78,113,000 |
| Interest-bearing deposits | 57,791,000 | 53,681,000 | 52,396,000 | 73,181,000 |
| Noninterest-bearing deposits | 4,474,000 | 4,372,000 | 4,328,000 | 4,932,000 |
| Equity capital | 4,307,000 | 4,042,000 | 4,134,000 | 4,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 712,000 | 1,424,000 | 2,172,000 | 3,001,000 |
| Interest expense | 279,000 | 552,000 | 831,000 | 1,134,000 |
| Net interest income | 433,000 | 872,000 | 1,341,000 | 1,867,000 |
| Noninterest income | 60,000 | 123,000 | 178,000 | 243,000 |
| Noninterest expense | 243,000 | 492,000 | 762,000 | 1,069,000 |
| Provision for loan losses | 0 | 0 | 115,000 | 115,000 |
| Pretax income | 250,000 | 503,000 | 638,000 | 920,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 36,000 |
| Net income | 241,000 | 485,000 | 611,000 | 884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,261,000 | 4,205,000 | 4,206,000 | 4,417,000 |
| Total capital | 4,687,000 | 4,631,000 | 4,747,000 | 4,958,000 |
| Risk-weighted assets | 47,555,000 | 49,133,000 | 48,648,000 | 57,591,000 |