Call reports 2024
HORIZON BANK — 2024
What HORIZON BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 7,830,584,000 | 7,883,719,000 | 7,898,652,000 | 7,774,767,000 |
| Total loans | 4,616,216,000 | 4,825,280,000 | 4,805,900,000 | 4,914,637,000 |
| Allowance for loan losses | 50,387,000 | 52,215,000 | 52,881,000 | 51,980,000 |
| Securities available for sale | 534,479,000 | 526,613,000 | 540,722,000 | 233,677,000 |
| Securities held to maturity | 1,925,727,000 | 1,904,282,000 | 1,888,538,000 | 1,867,848,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,650,837,000 | 5,701,882,000 | 5,800,550,000 | 5,676,251,000 |
| Interest-bearing deposits | 4,486,794,000 | 4,543,115,000 | 4,641,480,000 | 4,535,834,000 |
| Noninterest-bearing deposits | 1,164,043,000 | 1,158,767,000 | 1,159,070,000 | 1,140,417,000 |
| Equity capital | 765,431,000 | 769,608,000 | 797,422,000 | 801,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 85,239,000 | 172,198,000 | 263,068,000 | 356,405,000 |
| Interest expense | 39,921,000 | 79,580,000 | 121,498,000 | 159,972,000 |
| Net interest income | 45,318,000 | 92,618,000 | 141,570,000 | 196,433,000 |
| Noninterest income | 9,983,000 | 20,412,000 | 31,922,000 | 42,071,000 |
| Noninterest expense | 36,415,000 | 73,191,000 | 110,918,000 | 153,052,000 |
| Provision for loan losses | 805,000 | 3,084,000 | 4,128,000 | 3,853,000 |
| Pretax income | 18,081,000 | 36,665,000 | 58,356,000 | 40,923,000 |
| Income tax | 1,897,000 | 4,095,000 | 4,773,000 | -5,275,000 |
| Net income | 16,184,000 | 32,570,000 | 53,583,000 | 46,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 669,881,000 | 679,381,000 | 685,477,000 | 671,095,000 |
| Total capital | 721,018,000 | 732,301,000 | 739,221,000 | 725,383,000 |
| Risk-weighted assets | 5,727,033,000 | 5,972,012,000 | 5,996,612,000 | 5,737,987,000 |