Call reports 2023
HORIZON BANK — 2023
What HORIZON BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 7,881,541,000 | 7,946,389,000 | 7,938,068,000 | 7,901,144,000 |
| Total loans | 4,249,360,000 | 4,273,193,000 | 4,361,830,000 | 4,419,048,000 |
| Allowance for loan losses | 49,526,000 | 49,976,000 | 49,699,000 | 50,029,000 |
| Securities available for sale | 939,288,000 | 901,085,000 | 861,098,000 | 544,444,000 |
| Securities held to maturity | 2,015,537,000 | 1,983,496,000 | 1,966,483,000 | 1,945,639,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,755,741,000 | 5,782,134,000 | 5,772,781,000 | 5,737,486,000 |
| Interest-bearing deposits | 4,470,100,000 | 4,539,277,000 | 4,573,394,000 | 4,548,888,000 |
| Noninterest-bearing deposits | 1,285,641,000 | 1,242,857,000 | 1,199,387,000 | 1,188,598,000 |
| Equity capital | 768,153,000 | 755,424,000 | 738,702,000 | 763,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 71,748,000 | 148,566,000 | 228,640,000 | 312,101,000 |
| Interest expense | 24,590,000 | 53,266,000 | 89,194,000 | 128,335,000 |
| Net interest income | 47,158,000 | 95,300,000 | 139,446,000 | 183,766,000 |
| Noninterest income | 10,121,000 | 21,096,000 | 32,883,000 | 43,631,000 |
| Noninterest expense | 35,084,000 | 71,018,000 | 106,528,000 | 144,173,000 |
| Provision for loan losses | 242,000 | 922,000 | 1,185,000 | 2,459,000 |
| Pretax income | 21,453,000 | 43,976,000 | 64,136,000 | 48,713,000 |
| Income tax | 2,073,000 | 3,951,000 | 5,803,000 | 12,966,000 |
| Net income | 19,380,000 | 40,025,000 | 58,333,000 | 35,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 687,204,000 | 681,271,000 | 694,372,000 | 663,758,000 |
| Total capital | 736,730,000 | 732,236,000 | 744,803,000 | 714,402,000 |
| Risk-weighted assets | 5,431,762,000 | 5,621,588,000 | 5,680,009,000 | 5,551,842,000 |