Call reports 2022
HORIZON BANK — 2022
What HORIZON BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 7,354,400,000 | 7,575,000,000 | 7,645,839,000 | 7,794,340,000 |
| Total loans | 3,665,444,000 | 3,889,710,000 | 3,963,085,000 | 4,112,849,000 |
| Allowance for loan losses | 52,508,000 | 52,350,000 | 51,369,000 | 50,464,000 |
| Securities available for sale | 1,111,779,000 | 1,037,713,000 | 982,304,000 | 993,705,000 |
| Securities held to maturity | 2,003,658,000 | 2,052,773,000 | 2,031,537,000 | 2,022,749,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,903,503,000 | 5,899,710,000 | 5,883,512,000 | 5,909,804,000 |
| Interest-bearing deposits | 4,525,927,000 | 4,517,372,000 | 4,515,683,000 | 4,580,006,000 |
| Noninterest-bearing deposits | 1,377,576,000 | 1,382,338,000 | 1,367,829,000 | 1,329,798,000 |
| Equity capital | 745,649,000 | 725,593,000 | 712,416,000 | 743,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 52,073,000 | 109,627,000 | 172,635,000 | 235,959,000 |
| Interest expense | 2,568,000 | 5,688,000 | 13,697,000 | 30,256,000 |
| Net interest income | 49,505,000 | 103,939,000 | 158,938,000 | 205,703,000 |
| Noninterest income | 14,154,000 | 26,589,000 | 36,777,000 | 47,659,000 |
| Noninterest expense | 36,459,000 | 72,614,000 | 110,699,000 | 142,637,000 |
| Provision for loan losses | -1,386,000 | -1,146,000 | -1,747,000 | -1,816,000 |
| Pretax income | 28,586,000 | 59,060,000 | 86,763,000 | 112,541,000 |
| Income tax | 3,928,000 | 8,168,000 | 10,515,000 | 13,524,000 |
| Net income | 24,658,000 | 50,892,000 | 76,248,000 | 99,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 631,371,000 | 650,529,000 | 664,018,000 | 679,784,000 |
| Total capital | 679,970,000 | 698,970,000 | 711,478,000 | 726,339,000 |
| Risk-weighted assets | 4,771,393,000 | 5,053,313,000 | 5,210,733,000 | 5,343,204,000 |