Call reports 2021
HORIZON BANK — 2021
What HORIZON BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 6,035,575,000 | 6,090,335,000 | 7,518,636,000 | 7,338,072,000 |
| Total loans | 3,672,234,000 | 3,526,747,000 | 3,664,892,000 | 3,600,739,000 |
| Allowance for loan losses | 57,186,000 | 55,649,000 | 56,779,000 | 54,286,000 |
| Securities available for sale | 1,261,077,000 | 1,690,241,000 | 1,668,610,000 | 1,162,048,000 |
| Securities held to maturity | 161,843,000 | 153,285,000 | 769,239,000 | 1,550,532,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,849,189,000 | 4,910,632,000 | 6,100,826,000 | 5,856,898,000 |
| Interest-bearing deposits | 3,588,404,000 | 3,678,676,000 | 4,655,142,000 | 4,442,653,000 |
| Noninterest-bearing deposits | 1,260,785,000 | 1,231,956,000 | 1,445,684,000 | 1,414,245,000 |
| Equity capital | 678,217,000 | 702,516,000 | 708,822,000 | 791,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 47,574,000 | 94,979,000 | 145,834,000 | 199,942,000 |
| Interest expense | 3,606,000 | 6,946,000 | 9,822,000 | 12,538,000 |
| Net interest income | 43,968,000 | 88,033,000 | 136,012,000 | 187,404,000 |
| Noninterest income | 12,952,000 | 28,141,000 | 44,186,000 | 57,014,000 |
| Noninterest expense | 32,102,000 | 65,338,000 | 99,529,000 | 138,709,000 |
| Provision for loan losses | 367,000 | -1,125,000 | -13,000 | -2,084,000 |
| Pretax income | 25,365,000 | 52,875,000 | 81,596,000 | 108,707,000 |
| Income tax | 3,878,000 | 7,947,000 | 12,270,000 | 16,723,000 |
| Net income | 21,487,000 | 44,928,000 | 69,326,000 | 91,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 503,222,000 | 520,873,000 | 526,731,000 | 619,248,000 |
| Total capital | 548,682,000 | 573,430,000 | 575,693,000 | 665,717,000 |
| Risk-weighted assets | 3,957,722,000 | 4,070,809,000 | 4,439,743,000 | 4,512,685,000 |