Call reports 2020
HORIZON BANK — 2020
What HORIZON BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 5,340,397,000 | 5,729,079,000 | 5,775,874,000 | 5,874,671,000 |
| Total loans | 3,713,544,000 | 3,994,295,000 | 4,043,419,000 | 3,880,921,000 |
| Allowance for loan losses | 48,440,000 | 55,090,000 | 56,319,000 | 57,027,000 |
| Securities available for sale | 900,272,000 | 934,939,000 | 1,015,145,000 | 1,133,830,000 |
| Securities held to maturity | 199,671,000 | 191,136,000 | 180,468,000 | 168,871,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,920,631,000 | 4,432,910,000 | 4,462,846,000 | 4,658,177,000 |
| Interest-bearing deposits | 3,172,293,000 | 3,325,731,000 | 3,319,643,000 | 3,477,891,000 |
| Noninterest-bearing deposits | 748,338,000 | 1,107,179,000 | 1,143,203,000 | 1,180,286,000 |
| Equity capital | 650,405,000 | 643,352,000 | 660,320,000 | 681,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 51,627,000 | 101,950,000 | 152,074,000 | 205,292,000 |
| Interest expense | 9,946,000 | 16,520,000 | 21,788,000 | 29,956,000 |
| Net interest income | 41,681,000 | 85,430,000 | 130,286,000 | 175,336,000 |
| Noninterest income | 11,618,000 | 22,496,000 | 38,108,000 | 55,218,000 |
| Noninterest expense | 31,034,000 | 61,720,000 | 94,902,000 | 130,532,000 |
| Provision for loan losses | 8,600,000 | 15,656,000 | 17,709,000 | 20,751,000 |
| Pretax income | 14,005,000 | 31,137,000 | 57,458,000 | 83,569,000 |
| Income tax | 1,718,000 | 3,768,000 | 8,271,000 | 10,714,000 |
| Net income | 12,287,000 | 27,369,000 | 49,187,000 | 72,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 476,526,000 | 459,621,000 | 475,588,000 | 492,221,000 |
| Total capital | 513,248,000 | 514,371,000 | 514,974,000 | 532,315,000 |
| Risk-weighted assets | 4,030,434,000 | 4,379,687,000 | 4,456,183,000 | 4,360,117,000 |