Call reports 2019
HORIZON BANK — 2019
What HORIZON BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 5,045,480,000 | 5,097,415,000 | 5,189,130,000 | 5,236,417,000 |
| Total loans | 3,623,036,000 | 3,667,854,000 | 3,667,685,000 | 3,640,929,000 |
| Allowance for loan losses | 17,821,000 | 18,305,000 | 17,956,000 | 17,667,000 |
| Securities available for sale | 686,924,000 | 673,205,000 | 767,020,000 | 840,870,000 |
| Securities held to maturity | 206,544,000 | 213,981,000 | 210,516,000 | 208,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,920,539,000 | 3,970,674,000 | 3,972,994,000 | 3,981,962,000 |
| Interest-bearing deposits | 3,076,255,000 | 3,120,425,000 | 3,159,251,000 | 3,221,242,000 |
| Noninterest-bearing deposits | 844,284,000 | 850,249,000 | 813,743,000 | 760,720,000 |
| Equity capital | 630,405,000 | 644,744,000 | 643,350,000 | 662,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 45,352,000 | 99,175,000 | 154,867,000 | 208,245,000 |
| Interest expense | 10,490,000 | 21,915,000 | 33,291,000 | 44,332,000 |
| Net interest income | 34,862,000 | 77,260,000 | 121,576,000 | 163,913,000 |
| Noninterest income | 8,697,000 | 19,696,000 | 31,209,000 | 43,132,000 |
| Noninterest expense | 29,676,000 | 61,082,000 | 90,983,000 | 121,442,000 |
| Provision for loan losses | 364,000 | 1,260,000 | 1,636,000 | 1,976,000 |
| Pretax income | 13,534,000 | 34,529,000 | 60,081,000 | 83,552,000 |
| Income tax | 2,203,000 | 5,682,000 | 9,850,000 | 13,934,000 |
| Net income | 11,331,000 | 28,847,000 | 50,231,000 | 69,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 454,709,000 | 462,025,000 | 459,140,000 | 479,506,000 |
| Total capital | 472,621,000 | 480,366,000 | 477,150,000 | 497,227,000 |
| Risk-weighted assets | 3,842,010,000 | 3,928,018,000 | 3,950,159,000 | 3,929,831,000 |